Not all applicants will qualify for the lowest price, and there is no discount for autopay. Precomputed loans calculate the total interest up front when you open your loan. This interest is included in your starting account balance and does not transform over the loan term. SmartAsset Advisors, LLC ("SmartAsset"), https://collin097gs.glifeblog.com/18583163/that-which-you-don-t-learn-about-easy-small-loan